Debt Settlement Program
Debt settlement or debt arbitration is a legal process used by both
people in debt and their creditors to negotiate a settlement of
an existing legal debt. This proactive approach is the most cost-effective
option to pay off your current debt while avoiding the negative
effects of bankruptcy. Any person owing credit card debt, or any
other debt, has the legal right to contact and negotiate with the
creditors. This practice however, takes time to master and certain
skills to get the maximum benefits. 800SettleNow.com works diligently and
professionally with your creditors on your behalf to reduce your
current unsecured debt balances down 40-60% by arbitrating an agreed
settlement amount with your creditors.
Debt settlement is an appropriate
option for people who may otherwise be considering bankruptcy due
to some type of hardship. Creditors are usually willing to settle
for less than the amount owed when a person is under financial strain
because if the person is forced to declare bankruptcy, the creditors
receive nothing. 800SettleNow.com assists clients by establishing an affordable
monthly savings goal to save money for the settlement of the debts.
Ultimately as each account is settled, the creditors will consider
the accounts paid with a zero balance. A debt settlement program
will have a short-term adverse effect on your credit during the
program which may affect your ability to apply for new credit while
your accounts are being settled. Once debt has been paid off through
a settlement program, a client is then free to rebuild a solid credit
profile without the burden and stress of outstanding debt.
Our team of experienced debt attorneys
& debt settlement negotiators work individually with each client
to help determine the program best suited for their particular situation
and personal goals. We will set you up with an affordable monthly
payment, which is determined on a client-by-client basis between
you and a counselor. Based upon what you are able to pay each month
into your settlement account, we can determine how many months you
will be part of the program, and ultimately be debt free. Throughout
the program, we communicate with your creditors on your behalf and
soon you will no longer be dealing with burdensome phone calls and
letters from your creditors. 800SettleNow.com maintains and continues to
develop relationships with creditors throughout the country. By
establishing cooperative and professional relationships with each
creditor we are able to reach the most favorable settlement offers
for our clients. Debt settlement companies are independent companies
not affiliated with your creditors which means we work directly
and 100% for you!
Our goal is to provide our clients
with an affordable program to get back on their feet financially
within 12 to 36 months and find a real solution for the strain and
stress caused by debt. With honest and informative advice, outstanding
customer service, and a proven debt settlement process we can ensure
our clients become debt free quickly and get back on the path of
financial freedom.
| TOP 5 CAUSES
OF DEBT |
Reduced Income / Job Loss
Divorce
Poor Money
Management
Underemployment
Medical Expenses |
|
